It is a PARADOX. You must retain faith that you can prevail to greatness in the end, while retaining the discipline to confront the brutal facts of your current reality.
Get to know ASK KOPI KAKIs (AKK)
Ask Kopi Kakis booklets contain bite sized details on a wide range of topics ranging from healthcare subsidies and housing grants, to transport and education schemes that are of interest to residents at various stages of their lives.
Stretch your dollar
Same but different.
Policy Reassignment
Transfer ownership of an insurance policy via reassignment.
Debt Repayment Scheme
Helping those with unsecured debts of less than SGD100k.