It is a PARADOX. You must retain faith that you can prevail to greatness in the end, while retaining the discipline to confront the brutal facts of your current reality.
Ask Kopi Kakis booklets contain bite sized details on a wide range of topics ranging from healthcare subsidies and housing grants, to transport and education schemes that are of interest to residents at various stages of their lives.
Same but different.
Transfer ownership of an insurance policy via reassignment.
Helping those with unsecured debts of less than SGD100k.