FDM stands for facilitating decision making. The ideation birth came from an earlier write up. But I prepared these and printed hardcopies to give to my firm – PhillipCapital as well as FPAS – Financial Planning Association of Singapore. This is so that I have given them first notice to hopefully drive meaningful action for the industry, before I make it my life mission to make the financial advisory industry more diagnostic than what it is presently.
My sincere heartfelt gratitude to The One above who allowed my mind to discover this, and His choice to reveal a suggestible fee based arrangement that would allow this to take off. All in His timing. Amen.