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AIA Platinum Wealth Venture is an investment linked plan whereby there is a secondary insured option for policy continuity. If you select dividend paying funds then you can possibly start receiving the dividend payouts after incepting the policy.
This plan provides welcome bonus and invests 100% of your premiums right from day 1. With a limited premium payment term of 5 years and only 7 year lock in, this plan is also a GIO (Guaranteed Issuance Offer).
Policyholders will also have exclusive access to AIA Elite Funds, Mercer Guided Portfolios including AIA Global Adventurous Income Fund.
AIA Platinum Wealth Venture customers gain the opportunity to experience an exclusive suite of lifestyle privileges, advanced healthcare services and bespoke experiences. By invitation only, AIA Altitude is an exclusive membership that comes with tastefully curated benefits befitting of higher wealth status. These include:
- Complimentary Will Writing Services
- Exclusive Lifestyle Perks
- AIA Altitude Event Invites
- Priority Queue at AIA Customer Service Centre
- Access to AIA Altitude Lounge and more.
Some things to note. This review post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.
There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.
AIA Platinum Wealth Venture may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.
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