Insurance is such a strange product.

Insurance Quotations? That part is easy.

Financial Protection for the unforeseen events, use insurance. But Insurance is a strange product; when you really need to use it, you cannot buy it. Evidence of insurability is oft taken for granted, once lost, it gets difficult or even impossible to get coverage. By then, insurance quotations will be the easy part, and getting past underwriting will be the challenge.

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For a glimpse of what to expect from proper insurance risk management planning, read on. Please do not hesitate to refer orphaned insurance policyholders to me. I operate based on emotional bank account principles. You can choose to buy some insurance products online through here as well, chalking up emotional bank account credits with me in the process.

It is not pieces of paper...

A life policy is just a time-yellowed piece of paper with columns, figures and legal phrases, until it is baptized with a widow's tears. Then it is the modern miracle, an Aladdin's lamp. It is FOOD, CLOTHING, SHELTER, EDUCATION, PEACE OF MIND, COMFORT, UNDYING LOVE and AFFECTION. It is the sincerest love letter ever written.

It quietens the hungry crying of a baby at night. It eases the aching heart of the bereaved widow. It is a comforting whisper in the dark, silent hours of the night. It is new hope, fresh courage and strength for the mother to pick up the broken threads of life and carry on. It is a college education for the sons and daughters - the chance for a career instead of a need for a job.

It is a comforting presence, a helping hand, a softly breathed word of comfort and cheer when needed most. It is the undying, unfaltering, unfailing love and affection. It is the fruition of a father's hopes and plans for his family's future.

THROUGH LIFE INSURANCE he lives on. There is no death. LIFE INSURANCE is a plan that EXALTS LIFE and DEFEATS DEATH. It is the premium that we pay for the privilege of living after death.

The Truth

The Wisest and Best Salesman is always the one who bluntly tells the truth about his article. He looks at his prospective in the eye and tells his story. That is always impressive.

And if he does not sell the first time, he leaves a trail of trust behind. A customer, as a rule, cannot be fooled a second time by some shady or clever talk that does not square with the truth. Not the best talker wins the sale - but the most honest talker..

There is something in the look of the eye, the arrangement of words, the spirit of a salesman that immediately compels trust or distrust.

Being bluntly honest is always safe and best.