What about Variable Universal Life
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Other than the guaranteed issuance offer standout, Etiqa Invest Plus allows you to enjoy power-up bonus (Subject to applicable terms and conditions.) of up to 1.20% of the average initial account value and average additional account value of each top-up (if applicable) for the preceding 3 years before each payout date (Payout date refers to every 3 completed years from the policy commencement date and each top-up effective date where applicable).

The Death coverage is set at the higher of 101% of net premiums or account value less any outstanding amounts. This confers estate planning advantages. No health checks required in applying for this policy – Hassle Free Application.

Interestingly, for Etiqa Invest Plus policies issued under a corporation, change of Life insured is allowed without any limit on the number of changes. For those issued under an individual, change of Life insured is allowed only once throughout the policy term.

Etiqa Invest Plus SP 2what
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Etiqa Invest Plus SP 4suit

Some things to note. This post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.

Etiqa Invest Plus may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.

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