Income Power Saver Pro can help you stay covered against death, terminal illness & total and permanent disability, while growing your wealth with a policy term of 12 years and premium payment term of 3 years.

• Receive 105% of all net premiums paid (Net premiums means the regular premium amount as shown in the schedule, or the reduced regular premium if a part of the policy has been cashed in earlier.) and 100% of bonuses, or cash value, whichever is higher, in the event of death or terminal illness.
• If total and permanent disability happens before the anniversary immediately after the policyholder reaches the age of 70, the remaining premium term of your Gro Power Saver Pro policy will be waived. However, you may choose to receive a lump sum benefit (you will receive 105% of all net premiums paid and 100% of bonuses or the cash value, whichever is higher.) instead of having your future premiums waived at the point of claim, the policy will terminate after this is paid.