AIA Platinum Wealth Heritage is a Single Premium USD whole life plan. It is a comprehensive plan that safeguards what you’ve worked for and increases your wealth by generating steady returns. But it goes farther than that; it also assures you that your legacy will be seamlessly passed forward in accordance with your wishes.
As you leave a lasting impression with us today, your children and future generations will be given the tools they need to shape their own success. Your lifetime of accomplishment has not only given your children the greatest, but it has also set a remarkable example for them. But now you have the capability to do more than just motivate.
Some things to note. This post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.
There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.
AIA Platinum Wealth Heritage (ii) may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.