FWD Invest Goal Flexi - Isaac Fang CFA, ChFC, CFP
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FWD Invest Goal Flexi

FWD Invest Goal Flexi (ILP) 1intro

FWD Invest Goal Flexi is amongst other regular premium investment-linked policy that provides coverage for death. In trying to stand out from the rest, FWD claims the following (please refer to actual terms and conditions):

Investing alongside with you

  • Booster Bonus
  • Contribution Bonus
  • Loyalty Bonus

Support provided

  • Penalty-free partial withdrawals
  • Involuntary unemployment benefit

Curated Funds and complimentary auto-rebalancing service

  • 50+ curated funds from globally established fund managers
  • Technology to track and monitor portfolio to make adjustments based on predefined fund allocations
FWD Invest Goal Flexi (ILP) 2what
FWD Invest Goal Flexi (ILP) 3feat
FWD Invest Goal Flexi (ILP) 4suit

Some things to note. This post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.

There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.

FWD Invest Goal Flexi may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.

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