Income Gro Cash Sure - Isaac Fang CFA, ChFC, CFP Income Gro Cash Sure - Isaac Fang CFA, ChFC, CFP
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Income Gro Cash Sure

Income Gro Cash Sure 1intro

Income Gro Cash Sure is an insurance savings plan that provides capital guarantee upon the end of the premium term. This way, you will have assurance of getting back the total premiums paid on the basic plan.

You can choose between 5 or 10 years premium term, after which you can enjoy lifetime cash payouts till age 120. Initially yoou might set yourself to be the insured, but you might want to consider appointing your loved one as a secondary insured so your policy can outlive you.

I know that most savings plans are associated with endowments with a maturity but this is more inclined towards being a regular payout plan.

Income Gro Cash Sure 2whatisit
Income Gro Cash Sure 3features
Income Gro Cash Sure 4suitability

Some things to note. This review post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.

There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.

Income Gro Cash Sure may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.


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