Etiqa Enrich Flex Plus - Isaac Fang CFA, ChFC, CFP Etiqa Enrich Flex Plus - Isaac Fang CFA, ChFC, CFP
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Etiqa Enrich Flex Plus

Etiqa Enrich Flex Plus 1intro

Etiqa Enrich Flex Plus has the secondary life insured feature like many other policies in the market of late. You have the assurance that your policy will continue for your loved one with a secondary life insured option. This endowment plan is designed to help you save for the long term while enjoying the flexibility to support your key milestones in life. 

Before we head on to those 5 questions, let us jump into case examples illustration first. This is directly taken from the online brochure.

Etiqa Enrich Flex Plus example case studies
Etiqa Enrich Flex Plus 2what
Etiqa Enrich Flex Plus 3feat
Etiqa Enrich Flex Plus 4suit

Some things to note. This review post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.

There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.

Etiqa Enrich Flex Plus may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.

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