Income TermLife SolitaireFebruary 25, 2023
General Financial Advice You Can Rely OnMarch 18, 2023
AIA Pro Achiever 3.0 aims to achieve higher growth with regular bonuses and 100% of your premiums invested from day one. To boost your capital, we’re offering up to 75% welcome bonus in the first 3 policy years. You’ll also receive a special bonus of 5% from the 10th policy year, stepping up to 8% from the 21st policy year onwards, when you continue to pay the regular premiums.
Other ILPs from the same insurer include:
Some things to note. This review post will get dated. And the product might not be available for new subscriptions at some point. Hopefully this serves as reference for future policyholders who have forgotten what they have taken up.
There can be shifts in planning narratives over time. For example, limited premium tenures gain popularity over the years because people are less confident of their future earning capacity or sustainability of income levels. Regular payout features gained popularity when more and more people are in tune with the FIRE (Financial independence retire early) movement. An extended period of low interest rates brought down insurance products’ returns yield for policy holders, but now in a rising interest rates environment, things are set to change.
AIA Pro Achiever 3.0 may or may not fit into your financial plans. Understand that there is no best plan for all time, but there is a method to objectively facilitate your decisions. Read more about it here.